Banking Awareness Quiz 21-9-2016

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Banking  Awareness Quiz

Welcome to Banking Awareness Quiz in gkshort.in. Here we are making test covering critical inquiries which are basic for all the bank exams and other aggressive exams. gkshort.in में बैंकिंग जागरूकता क्विज में आपका स्वागत है। यहाँ हम प्रश्नोत्तरी पैदा कर रहे हैं महत्वपूर्ण सवाल है जो सभी बैंक परीक्षा और अन्य प्रतियोगी परीक्षाओं के लिए आम हैं कवर।

Little fund banks are a kind of ______ banks in our nation.  लघु वित्त बैंकों हमारे देश में ______ बैंकों का एक प्रकार है।

A. specialty

B. venture

C. mechanical

D. The greater part of the Above

E. Nothing from what was just mentioned

A. specialty

Clarification:

Little fund banks are a kind of corner banks in India.Niche Bank is a specific bank which bargains just with specific sorts of clients or administrations. लघु वित्त बैंकों को भारत में आला बैंकों का एक प्रकार है। आला बैंक एक विशेष बैंक जो केवल ग्राहकों या सेवाओं के कुछ प्रकार के साथ संबंधित है।

Which of the accompanying service(s) is/are accessible in little back banks? निम्नलिखित सेवा (s) में से कौन सा / लघु वित्त बैंकों में उपलब्ध हैं?

A. Giving credits

B. Acknowledgment of stores

C. Setting up of Subsidiaries

D. Both (An) and (B)

E. Nothing unless there are other options

D. Both (An) and (B)

Clarification:

Manages an account with a little back bank permit can give fundamental keeping money administration of acknowledgment of stores and loaning. एक छोटे से वित्त बैंक लाइसेंस के साथ बैंकों को जमा और ऋण देने की स्वीकृति के बुनियादी बैंकिंग सेवा प्रदान कर सकते हैं।

As per RBI Regulations, which of the accompanying are permitted to set up little fund banks? भारतीय रिजर्व बैंक के प्रावधानों के अनुसार, निम्न में से कौन सा लघु वित्त बैंकों की स्थापना के लिए अनुमति दी जाती है?

A. NBFC

B. MFI

C. LAB

D. The majority of the Above

E. Nothing unless there are other options

D. The majority of the Above

Clarification:

The organizations must have a capital of Rs.100 crore.Existing non-managing an account money related organizations (NBFC), smaller scale fund foundations (MFI) and neighborhood (LAB) are permitted to set up little back banks. कंपनियों को 100 करोड़ रुपये की पूंजी होनी चाहिए। मौजूदा गैर-बैंकिंग वित्तीय कंपनियों (एनबीएफसी), सूक्ष्म वित्त संस्थानों (एमएफआई) और स्थानीय क्षेत्र के बैंकों (एलएबी) लघु वित्त बैंकों की स्थापना के लिए अनुमति दी जाती है।

Hold Bank of India gave temporary licenses to _______ substances to dispatch little fund banks. भारतीय रिजर्व बैंक ने लघु वित्त बैंकों लांच करने के लिए संस्थाओं _______ के लिए अनंतिम लाइसेंस दे दी है।

A. 10

B. 11

C. 12

D. 13

E. Nothing from what was just mentioned

A. 10

Clarification:

Save Bank of India gave temporary licenses to 10 elements out of 72 candidates to dispatch little back banks. भारतीय रिजर्व बैंक ने लघु वित्त बैंकों शुरू करने के लिए 72 आवेदकों में से 10 संस्थाओं के लिए अनंतिम लाइसेंस दे दी है।

The chose candidates are: Au Financiers (Jaipur), Capital Local Area Bank (Jalandhar), Disha Microfin (Ahmedabad), Equitas Holdings (Chennai), ESAF Microfinance and Investments (Chennai), Janalakshmi Financial Services (Bengaluru), RGVN (Northeast) Microfinance (Guwahati), Suryoday Micro Finance (Navi Mumbai), Ujjivan Financial Services (Bengaluru) and Utkarsh Micro Finance (Varanasi).

Least paid-up capital of little fund banks is _______ लघु वित्त बैंकों की न्यूनतम चुकता पूंजी _______ है

A. 100 crore

B. 200 Crore

C. 500 crore

D. 1000 crore

E. Nothing unless there are other options

A. 100 crore

Clarification:

Least paid-up capital of little back banks is Rs.100 crore.

The little back banks will be authorized under ______ of the Banking Regulation Act, 1949. लघु वित्त बैंकों बैंककारी विनियमन अधिनियम, 1949 की ______ के अंतर्गत लाइसेंस दिया जाएगा।

A. Segment 21

B. Segment 22

C. Segment 23

D. Segment 24

E. Nothing from what was just mentioned

B. Segment 22

Clarification:

The little fund banks will be authorized under Section 22 of the Banking Regulation Act, 1949.

An outside counseling board of trustees headed by _______ assessed the permit applications for little fund banks. एक बाहरी सलाहकार समिति द्वारा _______ अध्यक्षता में लघु वित्त बैंकों के लिए लाइसेंस आवेदनों का मूल्यांकन किया।

A. NR Madhawan Menon

B. Usha Thorat

C. Nachiket Mor

D. Y.H. Melagam

E. Nothing unless there are other options

B. Usha Thorat

Clarification:

An outer consultative advisory group headed by Usha Thorat assessed the permit applications for little back banks.

______ rate of Foreign offer holding will be permitted in little back banks according to the standards for FDI in private banks in India 

A. 64%

B. 74%

C. 61%

D. half

E. Nothing unless there are other options

B. 74%

Clarification:

Outside offer holding will be permitted in these banks according to the standards for FDI in private banks in India. Remote shareholding topped at 74% of paid capital.

Which of the accompanying can be given by little back banks

A. Common Funds

B. Protection Products

C. Outsider money related items

D. The majority of the Above

E. Nothing unless there are other options

D. The majority of the Above

Clarification:

Little back banks can disperse common assets, protection items and other basic outsider money related items.

Most extreme advance size to a solitary individual can’t surpass ________ of aggregate capital assets.

A. 30%

B. 20%

C. 11%

D. 10%

E. Nothing from what was just mentioned

D. 10%

Clarification:

Most extreme advance size to a solitary individual can’t surpass 10% of aggregate capital assets; can’t surpass 15% on account of a gathering.

Little fund bank can

loan 75% of their aggregate balanced net bank credit to need part

Most extreme advance size would be 10% of capital assets to single borrower, 15% to a gathering

Least half of advances ought to be up to 25 lakhs.

 

 

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